Ministry of Housing and Urban Poverty Alleviation (MoHUPA) is providing first-time home
buyers an interest subsidy on home loans for acquisition/construction of houses (including re-
purchase). Credit-Linked Subsidy System (CLSS), launched as part of the government's Pradhan
Mantri Awas Yojana (PMAY) is aimed at benefiting people belonging to the economically
weaker section (EWS), low income group (LIG), middle income group-I (MIG-I), and middle
income group-II (MIG-II). The scheme offers interest subsidy on the loan taken for the purchase
or construction of a house.
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